:root {
  --bg: #f5f8ff;
  --surface: #ffffff;
  --surface-2: #eef3ff;
  --text: #172033;
  --muted: #4f5f7a;
  --primary: #1f57ff;
  --primary-2: #0f3ecc;
  --accent: #11b8a6;
  --border: #dbe4f4;
  --shadow: 0 14px 40px rgba(19, 39, 94, 0.12);
  --radius: 16px;
  --radius-sm: 12px;
  --container: 1120px;
  --space: clamp(16px, 2vw, 24px);
  --font: "Inter", "Segoe UI", Roboto, Arial, sans-serif;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font);
  color: var(--text);
  background: linear-gradient(180deg, #f7f9ff, #eef4ff 35%, #f7faff);
  line-height: 1.6;
}
img { max-width: 100%; display: block; border-radius: var(--radius); }
a { color: inherit; text-decoration: none; }

.container { width: min(100% - 32px, var(--container)); margin-inline: auto; }
.section { padding: clamp(52px, 8vw, 96px) 0; }
.section-alt { background: var(--surface-2); }
.kicker { color: var(--primary); font-weight: 700; letter-spacing: .08em; text-transform: uppercase; font-size: .8rem; margin-bottom: 10px; }
h1, h2, h3 { line-height: 1.2; }
h1 { font-size: clamp(1.9rem, 5vw, 3.1rem); margin-bottom: 14px; }
h2 { font-size: clamp(1.5rem, 3.5vw, 2.3rem); margin-bottom: 10px; }
h3 { font-size: clamp(1.1rem, 2.5vw, 1.35rem); margin-bottom: 8px; }
p { color: var(--muted); }

.skip-link {
  position: absolute; left: -9999px; top: 8px;
  background: #000; color: #fff; padding: 10px 14px; border-radius: 8px;
}
.skip-link:focus { left: 8px; z-index: 10000; }

.site-header {
  position: sticky; top: 0; z-index: 999;
  background: rgba(255,255,255,.86);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
}
.header-wrap { display: flex; align-items: center; justify-content: space-between; min-height: 76px; gap: 20px; }
.brand { display: flex; align-items: center; gap: 10px; font-weight: 800; }
.brand-mark {
  width: 40px; height: 40px; border-radius: 12px;
  background: linear-gradient(145deg, var(--primary), var(--accent));
  color: #fff; display: grid; place-items: center; font-size: .9rem;
}
.brand-text { font-size: .98rem; letter-spacing: .02em; }

.main-nav { display: flex; align-items: center; gap: 10px; }
.main-nav a { padding: 10px 12px; border-radius: 10px; font-weight: 600; color: #203055; }
.main-nav a:hover, .main-nav a:focus-visible { background: #eaf0ff; outline: none; }
.main-nav a.active { background: #e2ebff; color: var(--primary-2); }

.btn {
  display: inline-flex; align-items: center; justify-content: center;
  border-radius: 12px; padding: 12px 18px; font-weight: 700; border: 1px solid transparent;
  transition: .25s ease;
}
.btn-primary { background: linear-gradient(135deg, var(--primary), var(--primary-2)); color: #fff !important; box-shadow: var(--shadow); }
.btn-primary:hover, .btn-primary:focus-visible { transform: translateY(-1px); }
.btn-secondary { background: #fff; border-color: var(--border); color: #1d2f58; }
.btn-secondary:hover, .btn-secondary:focus-visible { background: #f0f4ff; }

.menu-toggle { display: none; width: 44px; height: 44px; border: 1px solid var(--border); border-radius: 10px; background: #fff; }
.menu-toggle span { display: block; width: 22px; height: 2px; background: #1d2f58; margin: 5px auto; }

.hero { padding: clamp(50px, 8vw, 92px) 0; }
.hero-grid { display: grid; gap: 34px; align-items: center; }
.hero-content p { margin-bottom: 16px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin: 18px 0; }
.quick-highlights { list-style: none; display: grid; gap: 8px; }
.quick-highlights li::before { content: "✓"; color: var(--accent); font-weight: 800; margin-right: 8px; }
.hero-media img { box-shadow: var(--shadow); }

.section-head { margin-bottom: 28px; }
.cards-grid { display: grid; gap: 18px; }
.card {
  background: var(--surface); border: 1px solid var(--border);
  border-radius: var(--radius); padding: 22px; box-shadow: 0 8px 24px rgba(17, 35, 78, .08);
}
.card:hover { transform: translateY(-2px); transition: .25s ease; }

.steps-list { list-style: none; display: grid; gap: 14px; }
.steps-list li { display: flex; gap: 14px; align-items: flex-start; background: #fff; border: 1px solid var(--border); border-radius: var(--radius); padding: 16px; }
.steps-list li > span { width: 30px; height: 30px; border-radius: 50%; background: var(--primary); color: #fff; display: grid; place-items: center; font-weight: 700; }

.faq-list { display: grid; gap: 12px; }
.faq-item { border: 1px solid var(--border); border-radius: var(--radius-sm); background: #fff; overflow: hidden; }
.faq-question {
  width: 100%; text-align: left; border: none; background: #fff; padding: 16px; font-weight: 700; color: #1d2f58; cursor: pointer;
}
.faq-answer { max-height: 0; overflow: hidden; transition: max-height .28s ease; }
.faq-answer p { padding: 0 16px 16px; }
.faq-item.open .faq-answer { max-height: 220px; }

.form-wrap { background: #fff; border: 1px solid var(--border); border-radius: var(--radius); padding: 22px; box-shadow: var(--shadow); }
.form-grid { display: grid; gap: 14px; }
label { font-weight: 600; color: #23355f; display: block; margin-bottom: 6px; }
input, textarea {
  width: 100%; border: 1px solid #cfd9ee; background: #fff; border-radius: 12px; padding: 12px 14px; font: inherit; color: var(--text);
}
textarea { min-height: 130px; resize: vertical; }
input:focus-visible, textarea:focus-visible, button:focus-visible, a:focus-visible { outline: 2px solid #88a9ff; outline-offset: 2px; }
.field-error { color: #a40020; font-size: .88rem; margin-top: 6px; }
.form-message { margin-top: 12px; padding: 12px 14px; border-radius: 10px; display: none; }
.form-message.success { background: #e6fff4; color: #0a6a42; display: block; }
.form-message.error { background: #ffeef1; color: #8a0f2a; display: block; }

.legal-main { padding: clamp(42px, 7vw, 82px) 0; }
.legal-wrap { max-width: 860px; margin: 0 auto; background: #fff; border: 1px solid var(--border); border-radius: var(--radius); padding: clamp(20px, 4vw, 36px); box-shadow: var(--shadow); }
.legal-meta { display: flex; flex-wrap: wrap; gap: 10px; margin: 12px 0 24px; }
.badge { background: #edf2ff; color: #29417c; border: 1px solid #d7e2ff; border-radius: 999px; padding: 6px 12px; font-size: .86rem; font-weight: 600; }
.legal-wrap h2 { margin-top: 24px; }
.legal-wrap ul { padding-left: 20px; color: var(--muted); }
.legal-wrap li { margin-bottom: 6px; }

.site-footer { background: #101a33; color: #d8e4ff; padding-top: 40px; margin-top: 40px; }
.footer-grid { display: grid; gap: 24px; }
.footer-title { color: #fff; font-size: 1.05rem; margin-bottom: 8px; }
.site-footer a { color: #d7e5ff; }
.site-footer a:hover { color: #fff; }
.footer-nav { display: grid; gap: 8px; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.12); margin-top: 26px; padding: 16px 0 24px; font-size: .92rem; }

.back-to-top {
  position: fixed; right: 18px; bottom: 18px; width: 46px; height: 46px;
  border: none; border-radius: 999px; background: var(--primary); color: #fff; font-size: 20px; cursor: pointer;
  box-shadow: var(--shadow); opacity: 0; pointer-events: none; transition: .25s ease;
}
.back-to-top.show { opacity: 1; pointer-events: auto; }

.reveal { opacity: 0; transform: translateY(18px); transition: .55s ease; }
.reveal.in-view { opacity: 1; transform: none; }

@media (min-width: 760px) {
  .hero-grid { grid-template-columns: 1.1fr .9fr; }
  .cards-grid { grid-template-columns: repeat(3, 1fr); }
  .footer-grid { grid-template-columns: 1.1fr 1fr 1fr; }
}

@media (max-width: 920px) {
  .menu-toggle { display: inline-block; }
  .main-nav {
    position: absolute; top: 76px; left: 0; right: 0; background: #fff; border-bottom: 1px solid var(--border);
    display: grid; gap: 4px; padding: 12px 16px; transform: scaleY(0); transform-origin: top; opacity: 0; pointer-events: none;
  }
  .main-nav.open { transform: scaleY(1); opacity: 1; pointer-events: auto; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation: none !important; transition: none !important; }
  .reveal { opacity: 1; transform: none; }
}